Hi tropicalf,
I have used only florite in my new setup. It can be left uncovered...and it is even better like this since foreground plants will benefit much more due to their short roots.
If you are to cover the florite because of economic reasons, then you may cover it (or even mix it). The net will do no harm as water can flow undisturbed between the granules; however, you will have problems when uprooting plants!